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Best guide to using the credit card

using credit card is very easy as it solves the many problems one faces but along with that it needs to be used with highest care taken.

so following is my guide on how use the credit card

First Take a credit card from the company that have highest customer service on priority.

some of the good company which gives the credit card very easily and also have dedicated staff for customer service:

Wells Fargo.

Chase Bank Credit Card

City Bank

Capital one

Bank of america

once you choose the credit card copmany next thing you need to do is Apply for credit card

How To apply for credit card

following are the things that you should take care of when you are planning for applying to get credit card

there are basically 4 credit score

• Excellent
• good
• average &
• Bad Credit

so in case you have the credit score blow to average or bad then you need to delay applying for new credit card hold and try improving your credit score to good or excellent

Tips to Improve your credit Score

you can improve your credit score if you do following things

1. Paid balance on time
2. Avoid many debits
3. Don’t randomly close unused credit card
4. use it and pay beofre deadline of your card
5. use frequently

Activate credit card once you get on time :

Activating credit card is another mandotry thing when you get your credit card from any bank.

you can follow several guides on activating credit card depending upon which card you are using.

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